How to attain good retirement amid economic headwinds — Adegbayi

How to attain good retirement amid prevailing economic headwinds has been a great challenge to many people, but the Founder Mutual Specialists, Adetola Adegbayi, has listed the requirements to attain it.

Adegbayi listed the requirement when she spoke as the Keynote Speaker at the recently held 2025 Inspenonline Retirement Summit in Lagos State.

She spoke on the theme: “Attaining Good Retirement Amid Economic Headwinds,” when she shared practical steps that should be taken to attain it.

According to her, there should be personal finance experts to effectively educate the public as against product sales agents who are keen on just selling products.

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She also noted that there should be financial risk management experts and not promoters of pseudo gambling.

Adegbayi craved financial structuring/engineering and not financial swindling.

Other solutions are: Financial education specialists and not just commissioned sales agents.

Adherence to 30-30-30-10 rule, which entails active life (Living expenses; discretionary spending; savings and debts repayment, while retirement plan : Bonds, stock and shock; real estate/property and cash).

She submitted that there should be a national wealth management initiative and not just a national budget and that there should be calculated risk taking and not greed, whereby those who want to take get taken.

Adegbayi’s submissions were supported by the former Commissioner for Insurance, Fola Daniel, who was the Chairman of the event; Chairman of STI Leasing Limited Tom Ogboi; Managing Consulting Motodols Consults, Folashade Onanuga; Commissioner for Insurance, Olusegun Omosehin, and many other dignitaries who advocated early planning and financial prudence as also good tools for good retirement.